May 18, 2012



Is it time to lock your mortgage rate?

Today’s mortgage rates are anything but predictable. Here’s what the experts have to say.

7 ways to fund an IRA that won’t hurt a bit

So you can’t find any money to fund an IRA? Maybe you haven’t looked hard enough.

Video: Student reaction to loan relief

Bankrate asked college students their thoughts on the new Pay-As-You-Earn plan.

Are you having a party? Rent a celebrity!

Celebrities have always been a popular group. Join the crowd and have them at your own party!

8 ways to totally mess up (and clean up) your IRA

You don’t have to be an idiot to make these mistakes — or a genius to fix them.

Auto loan rates for April 12, 2012

Here are the average auto loan rates from Bankrate’s weekly survey of large banks and thrifts.

How To Deal With Debt Collectors

Businesswoman Reading ppi Paperwork

Shopping is a necessity and for many people, it is a hobby. One of the reasons that so many people are in debt today is because they spend more money than they have to on items. One of the ways that people can save money is by using coupons. Coupons are found in newspapers, magazines [...]

What Is Fractional Reserve Banking And What Is The Significance?

Man Purchasing Shirts with Credit Card

Depositors looking to maintain their treasures in safety depositories saving gold plus silver coins at goldsmiths, getting in turn a letter for their saving (see depository of Amsterdam). After these letters became a trusted means of exchange a premature type of paper money was started, in the shape of the goldsmiths’ letters.As the letters were [...]

How Did The Idea If Debt Originate

What Is Debt all About

How Did Fractional Reserve Banking~The Cause Of Debt Begin? In an investigation of how fractional reserve banking got its start, it is wise to establish exactly what is meant by fractional reserve banking. This form of banking is when a banking institution increases its money supply through the investment of deposits to other ventures. Many [...]

Is There Really Such A Thing As Debt?

Worried about debt

If one looks at the law that governs financial recovery of money loaned and how it is being applied, one can conclude that there is, indeed, a financial condition known as debt. Debt is accrued when one person or entity borrows money from another person and entity with a binding agreement that the money borrowed [...]